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Benway Johnston Insurance Blog: house insurance

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Your home insurance deductible is simply the amount deducted from a covered loss. It represents a sharing of risk between the insurance company and the insured. Should an accident or disaster occur in which you must file a claim on your homeowners policy, the deductible would be the amount you have to pay out of pocket to repair the damages to your home. READ MORE >>

Homeowners Insurance Policies are designed to protect homeowners against certain perils. There is usually a deductible when filing a home insurance claim unless noted. Individual home insurance policies are determined by named perils and exclusions in a policy. Consult your agent or insurance company regarding any exceptions that may apply. READ MORE >>

When Christmas season rolls around, we enjoy many holiday activities. Some look forward to the holiday parties while others look forward to finding the right gift. I think we can all agree that putting up the Christmas tree brings really brings the joy of the season into your home. READ MORE >>

Do you have an oil furnace? Do you have it serviced every year? It is getting cold outside which means it is time to use your heat again. If you have an oil furnace, you want to watch out for puff backs. What is a puff back? Puff backs occur when an oil-burning furnace doesn't ignite when it should. READ MORE >>

A growing Thanksgiving trend is preparing deep fried turkey. Though a deep fried turkey is very good, the actual frying can be extremely dangerous. According to the U.S. Fire Administration (USFA), nearly 4,300 fires occur on Thanksgiving causing 15 deaths and almost $27 million in property damage, many of them due to deep frying accidents. READ MORE >>

According to the Humane Society, approximately 39 percent of all households in the United States are home to at least one dog. While dogs make heartfelt companions, irreplaceable playmates for children, and devoted guards, they can also sometimes pose a problem when it comes to NH homeowners insurance. READ MORE >>

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